I have lived in Japan off and on for close to fifteen years and for most of that time have been covered by the National Health Insurance (now, at the university where I work, I am covered by a slightly different socialized medical plan that is union-based). I pay 30% deductible. In all these years, I have found this coverage to be nothing but a source of relief and peace of mind. Many people back home in the U.S., and this includes myself when I lived in Virginia and California, are at some times in their lives without insurance, which means they cannot afford basic preventative medical care much less necessary treatment. Indeed, it is only now AFTER having had coverage under Japan’s national plan that I truly understand how lax the U.S. is and no longer see it as “the way things are” or have to be; actually, I am more fearful of returning to the U.S. where basic health care is not considered a fundamental right of citizens. Here, when my husband broke his toe in a minor accident one night, the ambulance came within fifteen minutes. They took us to a nearby hospital where he received immediate, excellent treatment after hours, including seeing a doctor, getting X-rays, and having a splint put on. All in all, less than $50.00. His follow-up care was personal and complete, inspiring his confidence to go there for all his medical needs in the future. In my case, five years ago I discovered that I was losing vision in my left eye. I went to a university teaching hospital where I had it looked at by a professor and doctor of, it turned out, the highest quality in the country; in the following weeks, I would have surgery on my eye to have a scleral buckle put in to prevent further detachment of my retina and potential blindness if I had not received immediate attention. My care was the best from start to finish, as was follow-up and results: my eye is now better vision-wise than it was before the operation and I have had no problems with it since. I shudder to think how I might have put off the crucial, initial examination of my eye if I had been in the U.S.
Admittedly, as foreigners, we sometimes get special attention or treatment, I think, in Japan, but in comparing my care with my Japanese neighbors and those in the waiting room or my hospital room I always hear and see how they take for granted their nationalized medicine. Consequently, their complaints about having to wait or not being able to make appointments or the like are the complaints of those who are invested in making their system work better, not of those who want to change to a system such as we have in the U.S. Is there anyone from any country who would prefer that? I would find that hard to believe, unless he or she were someone from a country without any health care at all – but then again, in that case, the U.S. can be said to be in effect on a par with a country that offers no health care, even if it has great doctors and facilities. It has health care only for those who can afford it, it seems, in too many cases.
How did we reach this point of such patently unpersuasive, false arguments about “socialized medicine” in violation of our “capitalist” society, thereby losing sight of the democratic aims voiced in the Preamble to the U.S. Constitution, one of those aims being, you will recall, that the government will “promote the General Welfare” on our behalf? What is included under “the General Welfare” if not basic protection and promotion of health care for all citizens? If other countries can do it, why can’t we? Although Europe is in recession just as are we, its citizens feel it less thanks to its safety net systems. Let’s argue about which safety net system, not to have one or not! Universal health care works under capitalism, is not without inconveniences such as waiting and bureaucracy, and it is certainly not “free,” as we can see in Japan. Despite its imperfections, as imperfect as democracy itself as we strive to improve our country for the benefit of all, the universal health care system in Japan offers safety, quality, and security that I would take any day over, well, nothing – which is what the U.S. offers too many of us all the time, or at least at that some point in our lives when we most need it. My deductible two cents.
Mary Knighton
Tokyo, Japan
California
Showing posts with label security. Show all posts
Showing posts with label security. Show all posts
Saturday, April 11, 2009
Tuesday, May 20, 2008
National Health Care--No wait, easy sign up, cheap
In praise of universal coverage
The issue of health care is front and center these days due in large part to Michael Moore's new film. His documentary, "Sicko" shines a light on a dysfunctional health care system that does more to serve the interests of for-profit insurers than it does for the average American citizen. One of the most absurd features of the US for-profit health care system is denying someone access to treatment or a procedure based on a pre-existing condition.I recall trying to explain the concept of pre-existing condition to a friend from another country. This person could not fully grasp the concept as applied to health care because in his reality it did not exist - a reality where every citizen has access to high quality and affordable medical and dental care and would never be denied treatment based on past treatment, or a present medical condition - isn't that when people would most need care - to treat a present medical condition? Of course it is.
I am privileged to be able to share a view on this issue as a resident of a country that has an excellent universal heath care system, and thankfully NO pre-exisiting condition exclusions. In Japan, where I work and live, I am fully covered under a comprehensive universal coverage scheme through my city office. The process of enrolling was straightforward and painless. I presented myself at the city office, answered a few questions regarding visa status (I hold a work visa), last year's income in Japan (I had none as I had been in the US) and then I waited for a few minutes. The clerk came back with a new health insurance certificate for my family and informed me that I would receive my insurance premium invoice in a few weeks.
Sure enough, in a few weeks I received my insurance premium invoice in the mail. The annual premium was approximately $300.00 US dollars. I had to look again and confirm this with a Japanese friend - there was no mistake. I had the option of paying in ten installments or in a lump sum. At that premium I opted to take care of it all at once and viola, our health insurance was paid up for a year. Of course, our premiums were nominal due to not having any income to report in Japan for the previous year; this year they are higher but still much lower (around $230.00 per month for two people) than what I would pay for a private policy for my family in the US - another excellent feature of this plan is that the premium also includes long-term care insurance for adults over the age of 40.
There is nothing like the feeling of security that comes from knowing that when necessary, you and your family have access to affordable medical and dental treatment. Having been without such coverage in the US and having experienced the accompanying anxiety, I feel fortunate to be able to participate in a system that is, unfortunately, and sadly, out of reach for 47 million Americans, many of whom are children.
Gregory
Japan
Seattle, Washington
See the original post here
http://broaderview.blogspot.com/2007/07/in-praise-of-universal-coverage.html
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